Alabama Rehabs That Accept Private Insurance (86)

Alabama Rehabs That Accept Private Insurance

The reality of alcohol and drug rehab is that it’s expensive. Many figures indicate that the average cost of an inpatient program can run around $15K-$20K per month. Higher-end facilities can run up to $60K for a 28-day treatment program. As overdose deaths continue to skyrocket and the impact of addiction becomes increasingly apparent in practically every aspect of society, lawmakers and other stakeholders are leaning more and more on private insurers to provide greater access to quality care options. The Affordable Care Act has established substance abuse and mental health as part of its ten Essential Health Benefits, which means any company that wants to participate in the marketplace has to cover a basic level of treatment.

What Types of Treatment Services Does My Insurance Cover?

Scope and type of coverage will depend based on which plan you have and other factors. Generally speaking, insurance companies will be more apt to cover outpatient programs because of the relative cost differential; however, many employer-based plans do cover residential treatment services. Your company plan may cover all or part of services like detox, behavioral rehab, medication-assisted treatment and more. With the rising rates of addiction in the workplace, employers are becoming even more sensitive to the daily struggles of their addicted employees and many are offering what is called Employee Assistance Program (EAP) options, in addition to their insurance benefits.

How Do I Determine My Coverage?

Prior to enrolling in treatment, your admissions or intake professional will conduct a thorough verification to determine your options and give you a thorough assessment and breakdown of costs, including what is covered and the portion of treatment for which you’re responsible. Alabama offers numerous alcohol and drug rehab programs that take private insurance. Start browsing our database of treatment centers now.